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Learn more about car insurance

Comprehensive cover

If you’re worried about expensive repair or replacement costs to both your vehicle and others, then a comprehensive policy is the best way to protect yourself.

Third Party Property cover

If you don’t want to pay the price for repairs or replacement to someone else’s vehicle or property (when you’re at fault), you will need Third Party Property cover.

Third Party Fire & Theft

Third Party Fire & Theft cover protects you in the same way Third Party Property policies do; except it also includes cover for theft and fire damage.

Car Insurance by life stage

The price of car insurance is greatly affected by who you are and how you drive. In fact, pensioners and women can even enjoy special products that reflect a lower claims risk.

CTP cover (i.e. Greenslip)

Compulsory Third Party policies compensate anyone you seriously injure while driving.

Car insurance by state

Your car insurance premiums are greatly impacted by where you live in your state/territory, what street you park on, and even whether you garage the car at night or not.

What are extras?

Car insurance extras are your perks for being insured. For example, you may receive a courtesy car when yours is getting repaired, or you could get your keys replaced if you lose them!

Classic car insurance

Classic car insurance policies are for owners of collectible vehicles that have historic value. If you’re going to the expense of buying such a car, insuring it for theft and damage protects that investment.

Classic car cover

Excess payments

An excess is a one-off payment you’ll have to make if you need to claim on your car insurance policy. The amount you pay is agreed on when you insure the car but has an impact on your premium.

Market versus agreed value

You can insure your vehicle two different ways: by how much it is worth ‘in the market’ or by a dollar value agreed between you and your insurer. There are a few advantages to each.


You may still have a lot of questions. What are ‘no claim bonuses’? How should you go about claiming? And is car insurance worth your money? We’ve got the answers here.

How car cover is calculated

Your premium is calculated by considering your driving history, the kind of vehicle you drive, your age, and several other factors. Understanding how your premium is calculated can help you save.

What is car insurance?

  • Compulsory Third Party (CTP): This type of policy covers the cost of someone being injured in an accident where you’re at fault. It is a legal requirement to hold this type of insurance.
  • Comprehensive cover: This type of car insurance pays for repair/replacement costs for yourself and others. It also covers damage caused by fires, storms and hail; as well as theft.
  • Third Party cover: Third Party insurance covers repair costs for vehicles and property owned by others. However, you will have to pay for your own car’s repairs if you’re at fault.

No matter what kind of product you’re interested in, we’ve made the search for better car insurance as simple as possible.
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